www.60secondpremier.com – First Premier Bank Card

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60 Second Premier Card

  • Apply for the First PREMIER Bank Card in a few easy 60 second steps
  • Customers will need the confirmation number (example: 123 456 789 ABCD) from the 60 Second Premier mailing
  • Questions about the site? write to: First PREMIER Bank, P.O. Box 5524, Sioux Falls, SD 57117-5524 or call 800-987-5521

The First PREMIER line of credit cards are designed for those with less than perfect credit and come jammed packed with added expenses.  YES the card does have a high interest rate and annual fees but that is expected from a card who markets to consumers who have destroyed their credit.  Many reviews from the web well tell a customer to stay away from a First Premier Bank Card but experts disagree.

One customer states “I started off with a 545 and now I am at 700 within two years. I paid my card on time keep a running balance then other card started to come in and I paid those on time as well”

Like any other credit card the key is to make timely (in full) payments on a monthly basis.  The card features:

  1. $95 one time processing fee
  2. Annual fee of $75.00 for first year and $45.00 annually for every year after that
  3. $6.25 per month monthly servicing fee
  4. Cash advance fee of $6.00 or 5%
  5. Late payment fee of $35
  6. Return item charge of $35
  7. Foreign transaction fee of 3% of the transaction amount in U.S. dollars
  8. Credit limit increases are considered after the account has been open for 13 months
  9. Residents in the states of New York or Wisconsin are not eligible to apply and should not receive the 60 second premier offer
  10. PREMIER Credit Protection is an optional benefit of your First PREMIER Bank Credit Card

The First Bank premier Bank is a South Dakota based financial organization and is rivaled by Credit One Bank, N.A.,.