www.capitalone.com/cars/prequalify – Get Pre Qualified for New or Used Car

Capital One Cars Prequalify

  • Get prequalified for a brand spanking new car (or a user car) with Capital One
  • Capital One does not guarantee an auto loan
  • Applications can be made jointly or individually

CapitalOne.com/Cars/Prequalify is operated by the Capital One Financial Corporation.  In order to apply the applicant will be asked to provide their name, email address, phone number, date of birth, and SSN.  Please note in order to complete the auto purchase using the Capital One cars offer the applicant must sign a retail installment contract with the dealer as the original creditor.  The prequalifed offer means that Capital One has already evaluated the applicants eligibility for a pre-qualification offer prior to receiving the promotional credit application at the dealer in order to provide the applicant with pre-qualified offer terms.

This promotional auto loan offer from Capital One cannot be used to purchase Oldsmobile, Daewoo, Saab, Suzuki or Isuzu vehicles, commercial vehicles, motorcycles, or recreational vehicles.  Capital One also reserves the right to modify to terminate this auto loan offer at anytime.

Capital One Auto Financing Requirements

  • The auto for sale must coast between $4,000 and $40,000
  • For a new or used car, truck, minivan or SUV (not airplanes or small airplane equipment)
  • Must have less than 120,000 (Capital One is not interested in financing a lemon)
  • The auto must be year 2005 or greater
  • Used for personal use only (cannot be used for a business)
  • From one of the Capital One participating dealers

The Capital One prequalified offer will expire 30 days after it is received.  If the offer expires but the customer wants to purchase a new or used auto simply resubmit the application at capitalone.com/cars/prequalify.  Any questions in regards to CapitalOne.com/Cars/Prequlaified can be directed to a customer support specialist at 1.800.689.1789 from MONDAY to FRIDAY 9 AM – 9 PM ET  OR SATURDAY from 10 AM – 7 PM ET.


  1. www.capitalone.com/cars/prequalify