www.discover.com/freealerts – Sign Up for Free Social Security Number Alerts

Discover Free Alerts

  • Sign up for free social security number alerts courtesy of Discover Bank
  • This free service from Discover will alert the member if their Social Security number is found on any risky websites
  • The service will also notify the member when credit cards, mortgages, car loans or other accounts are opened on in regards to a Experian credit report

Discover.com/FreeAlerts is operated by Discover Bank who is proud member FDIC.  The free alerts from Discover are a must for consumers who lose sleep at night worrying about credit fraud and the service is backed by 100% U.S.-based fraud resolution experts who can even help the member place a fraud alert on credit files with all three major credit bureaus (i.e. Equifax, Experian, and Transunion).

www.Discover.com/FreeAlerts Notes

  • Not all information from a data breach will end up on a risky website (but when it does Discover has the card members back)
  • There is no requirement for creditors to report new accounts to Experian within a given time period, it could take several weeks before the opened account appears on any given Experian credit report
  • Daily monitoring will NOT hurt a credit score and can only protect the consumer
  • This service cannot prevent identity theft but can certainly help provide signs that identity theft is possibly taking place
  • Discover Bank reserves the right to terminate or modify the terms of this service at any time for any reason
  • Discover Bank will never charge a fee for this service however

What exactly does the Discover Free Alerts service provide?

  1. Daily monitoring of the users Experian credit report and an alert when a new account is listed on a report
  2. Daily monitoring of thousands of risky websites known for revealing personal information and an alert if the users Social Security Number is found on such a website

References

  1. www.discover.com/freealerts