Discover Free Alerts
- Sign up for free social security number alerts courtesy of Discover Bank
- This free service from Discover will alert the member if their Social Security number is found on any risky websites
- The service will also notify the member when credit cards, mortgages, car loans or other accounts are opened on in regards to a Experian credit report
Discover.com/FreeAlerts is operated by Discover Bank who is proud member FDIC. The free alerts from Discover are a must for consumers who lose sleep at night worrying about credit fraud and the service is backed by 100% U.S.-based fraud resolution experts who can even help the member place a fraud alert on credit files with all three major credit bureaus (i.e. Equifax, Experian, and Transunion).
- Not all information from a data breach will end up on a risky website (but when it does Discover has the card members back)
- There is no requirement for creditors to report new accounts to Experian within a given time period, it could take several weeks before the opened account appears on any given Experian credit report
- Daily monitoring will NOT hurt a credit score and can only protect the consumer
- This service cannot prevent identity theft but can certainly help provide signs that identity theft is possibly taking place
- Discover Bank reserves the right to terminate or modify the terms of this service at any time for any reason
- Discover Bank will never charge a fee for this service however
What exactly does the Discover Free Alerts service provide?
- Daily monitoring of the users Experian credit report and an alert when a new account is listed on a report
- Daily monitoring of thousands of risky websites known for revealing personal information and an alert if the users Social Security Number is found on such a website